apis.yml

aid: kikoff
name: Kikoff
description: 'Kikoff is a San Francisco-based consumer fintech, founded in 2019, that helps
  people build and repair credit. Its products include a Credit Account that furnishes tradelines
  to all three bureaus (Equifax, Experian, TransUnion), rent and bill reporting, credit
  monitoring and disputes, an AI Debt Negotiator, the Fynn AI credit coach, and an invite-only
  secured credit card, sold across Basic, Premium, and Ultimate subscription tiers. Kikoff
  Enterprise exposes a unified REST API covering member enrollment, tradeline furnishing, and
  dispute status so businesses can embed credit-building infrastructure. Backed by GGV Capital
  and Lightspeed Venture Partners.'
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: approval
  trial: false
  try_now: false
  public: false
  label: Requires approval
  confidence: medium
  source: []
  generated: '2026-07-22'
  method: derived
image: https://cdn.prod.website-files.com/6917adb812aab3b38f8a8547/69f8d983cdfd88f45bb3d46b_kikoff_website%20preview%20(1).png
url: https://raw.githubusercontent.com/api-evangelist/kikoff/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- ggv-capital
- lightspeed-venture-partners
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Fintech
- Credit
- Credit Building
- Credit Reporting
- Consumer Finance
- Personal Finance
- Lending
apis:
- name: Kikoff Enterprise API
  description: >-
    Unified REST API for embedding credit-building infrastructure, covering member enrollment,
    tradeline furnishing to the credit bureaus, and dispute status. Access is gated behind a
    demo/onboarding process; no public OpenAPI or developer reference is published.
  humanURL: https://kikoffenterprise.com/
  baseURL: https://sandbox.enterprise.kikoff.com/v1
  tags:
  - Credit
  - Fintech
  - Furnishing
  properties:
  - type: DeveloperPortal
    url: https://kikoffenterprise.com/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: VulnerabilityDisclosure
  url: security/kikoff-vulnerability-disclosure.yml
- type: Security
  url: https://kikoff.com/vulnerability-disclosure-policy.pdf
- type: DomainSecurity
  url: security/kikoff-domain-security.yml
- type: SecurityTxt
  url: well-known/kikoff-security.txt
- type: WellKnown
  url: well-known/kikoff-well-known.yml
- type: Lifecycle
  url: lifecycle/kikoff-lifecycle.yml
- type: StatusPage
  url: https://status.kikoff.com
- type: Website
  url: https://kikoff.com/
- type: Blog
  url: https://blog.kikoff.com/
- type: Pricing
  url: https://kikoff.com/pricing
- type: HelpCenter
  url: https://kikoff.com/frequently-asked-questions
- type: Support
  url: https://kikoff.com/contact-us
- type: GettingStarted
  url: https://kikoff.com/how-kikoff-works
- type: SignUp
  url: https://kikoff.com/signup
- type: Login
  url: https://kikoff.com/login
- type: TermsOfService
  url: https://kikoff.com/terms.pdf
- type: PrivacyPolicy
  url: https://kikoff.com/privacy-policy.pdf
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence