apis.yml

aid: lendingpad
url: https://raw.githubusercontent.com/api-evangelist/lendingpad/refs/heads/main/apis.yml
name: LendingPad
kind: company
description: LendingPad is a cloud-based mortgage loan origination system (LOS) that
  lets brokers, lenders, and institutions originate, process, underwrite, close, and
  fund residential mortgage loans with real-time, multi-user collaboration across
  the borrower, broker, lender, and service-provider lifecycle. It ships in Broker,
  Lender, Processing, and Institution editions and runs a large Partners Marketplace
  of integrated vendors (credit, AUS, AVM/appraisal, title, compliance, doc-prep,
  pricing/PPE, POS, CRM, and investors such as Fannie Mae, Freddie Mac, UWM, and
  Rocket Mortgage). LendingPad exposes an Enterprise API for loan data exchange, but
  access is gated - it is limited to Lender Edition clients under an executed API
  Agreement and NDA, keys and testing-site access are issued by the support desk,
  and there is no public developer portal or self-serve API reference. The API
  entries below are honestly modeled from the vendor-integration and marketplace
  capabilities LendingPad describes publicly; endpoint-level surfaces are not
  published and are not fabricated here.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/lendingpad.png
tags:
- Mortgage
- Loan Origination System
- LOS
- Lending
- Fintech
- Financial-Services
- Real-Estate
- Partner API
- Gated API
tags_raw:
- Mortgage
- Loan Origination System
- LOS
- Lending
- FinTech
- Financial Services
- Real Estate
- Partner API
- Gated API
created: '2026-07-04'
modified: '2026-07-04'
specificationVersion: '0.23'
apis:
- aid: lendingpad:lendingpad-loans-api
  name: LendingPad Loans API (modeled)
  tags:
  - Loans
  - Loan Files
  - MISMO
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://lendingpad.com/partners-marketplace
  properties:
  - url: https://lendingpad.com/api-terms
    type: Documentation
  - url: https://lendingpad.com/partners-marketplace
    type: PartnerProgram
  endpointsModeled: true
  description: Modeled loan-file exchange surface - create, read, and update mortgage
    loan files, submit loan data to lenders/investors, and import/export loan data
    (LendingPad describes MISMO-style 3.2/3.4 loan-data exchange with partners, with
    import/export throttled to 30-minute intervals per the API Terms). No public
    endpoint reference is published; access is gated to Lender Edition clients under
    an executed API Agreement.
- aid: lendingpad:lendingpad-documents-conditions-api
  name: LendingPad Documents & Conditions API (modeled)
  tags:
  - Documents
  - Conditions
  - eSign
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://lendingpad.com/partners-marketplace
  properties:
  - url: https://lendingpad.com/api-terms
    type: Documentation
  - url: https://kb.lendingpad.com/integrations
    type: Documentation
  endpointsModeled: true
  description: Modeled document and condition exchange surface - push borrower and
    loan documents into the LendingPad LOS (as POS/doc-prep partners like Floify and
    DocMagic do) and manage underwriting conditions and disclosures. Publicly
    described as a partner capability; no documented endpoints. Gated access.
- aid: lendingpad:lendingpad-pricing-eligibility-api
  name: LendingPad Pricing & Product Eligibility API (modeled)
  tags:
  - Pricing
  - Product Eligibility
  - PPE
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://lendingpad.com/partners-marketplace
  properties:
  - url: https://lendingpad.com/partners-marketplace
    type: PartnerProgram
  endpointsModeled: true
  description: Modeled product, pricing, and eligibility (PPE) exchange surface -
    integrations with pricing engines such as Polly, Lender Price, Optimal Blue, and
    LoanNex return real-time product and pricing results into the loan file.
    Delivered as marketplace integrations rather than a public developer API.
- aid: lendingpad:lendingpad-webhooks-events-api
  name: LendingPad Webhooks & Events (modeled)
  tags:
  - Webhook
  - Event
  - Loan Status
  tags_raw:
  - Webhooks
  - Events
  - Loan Status
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://lendingpad.com/partners-marketplace
  properties:
  - url: https://lendingpad.com/api-terms
    type: Documentation
  endpointsModeled: true
  description: Modeled event/notification surface - partner integrations describe
    synchronization of field updates, critical dates, and loan-status changes back
    to external systems (e.g. Shape's bi-directional sync). No public webhook or
    event reference is documented; behavior is inferred from partner integrations.
common:
- type: TrustCenter
  url: security/lendingpad-trust-center.yml
- type: DomainSecurity
  url: security/lendingpad-domain-security.yml
- type: Website
  url: https://lendingpad.com
- type: LinkedIn
  url: https://www.linkedin.com/company/lendingpad
- type: Documentation
  url: https://lendingpad.com/api-terms
- type: PartnerProgram
  url: https://lendingpad.com/partners-marketplace
- type: KnowledgeBase
  url: https://kb.lendingpad.com/integrations
- type: Blog
  url: https://blog.lendingpad.com
- type: Plans
  url: plans/lendingpad-plans-pricing.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com