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aid: step
name: Step
description: >-
Step is an all-in-one mobile banking platform built for teens, young adults, and
families. The Step Visa Card is a secured card that builds credit history reported
to Experian, Equifax, and TransUnion, and teens can begin building credit before
they turn 18 through parent-managed accounts. Step also offers savings rewards,
cashback with partner brands, EarlyPay paycheck advances up to $250, commission-free
stock investing powered by DriveWealth, early direct deposit, and the Money 101
financial education hub. Banking services are provided by partner Evolve Bank &
Trust, Member FDIC. Founded in 2018 in Palo Alto by CJ MacDonald and Alexey
Kalinichenko, backed by General Catalyst, and acquired by Beast Industries. Step
publishes no public developer API; its programmatic surface is limited to a
consumer service status page and a site llms.txt.
url: https://raw.githubusercontent.com/api-evangelist/step/refs/heads/main/apis.yml
deliveryModel:
model: saas
open_source: false
commercial: true
callable_host: false
label: Hosted service · you call their endpoint
confidence: medium
source:
- pricing
generated: '2026-08-28'
method: derived
accessModel:
pricing: unknown
onboarding: unknown
trial: false
try_now: false
public: false
label: Unknown
confidence: low
source: []
generated: '2026-07-22'
method: derived
image: https://images.ctfassets.net/bkmkssdu4exw/4AmtjJsDFh6FaE3A9yrjTt/5614b55c2840d91cc8b6913db3db86a6/Web_Meta_OG_Image.png
x-type: company
x-source: vc-portfolio
x-backed-by:
- general-catalyst
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Fintech
- Banking
- Teens
- Credit Building
- Payments
- Investing
- Consumer Finance
- Financial Education
apis: []
maintainers:
- FN: Kin Lane
email: kin@apievangelist.com
- FN: APIs.json
email: info@apis.io
common:
- type: ParentCompany
url: https://apis.io/providers/beast-industries/
name: Beast Industries
x-relationship: acquired
x-evidence: "Founded in 2018 in Palo Alto by CJ MacDonald and Alexey Kalinichenko, backed by General Catalyst, and acquired by Beast Industries. Step publishes no public developer API; its programmatic surface is limited to a consumer service status pag"
- type: DomainSecurity
url: security/step-domain-security.yml
- type: Website
url: https://step.com
- type: Support
url: https://help.step.com
- type: Blog
url: https://step.com/money-101
- type: TermsOfService
url: https://step.com/policies/terms
- type: PrivacyPolicy
url: https://step.com/policies/privacy
- type: SignUp
url: https://step.com/signup
- type: StatusPage
url: https://status.step.com
- type: Lifecycle
url: lifecycle/step-lifecycle.yml
- type: LLMsTxt
url: llms/step-llms.txt
x-enrichment:
date: '2026-07-21'
status: enriched
artifacts_added: 4
pass: local-v1