credit-building

Esusu — independent third-party profile of a public API surface, by API Evangelist. Esusu is a financial technology company that turns rent payments into credit history. Founded in 2018 by Abbey Wemimo and Samir Goel and headquartered in New York City, Esusu reports on-time rental payments to the three major credit bureaus (Equifax, TransUnion, and

Tilt — independent third-party profile of a public API surface, by API Evangelist. Tilt is a consumer fintech mobile app for building and rebuilding credit. It offers cash advances of up to $400, a line of credit with potential limit increases, and three credit cards (Essentials, Motion, and Engage), evaluating applicants from real-time bank-linked

Self — independent third-party profile of a public API surface, by API Evangelist. Self (Self Financial, Inc.) is a fintech platform that helps people build credit, savings, and access to cash through a small set of consumer financial products. Its Credit Builder Account pairs a small installment loan with a locked savings deposit and reports on-ti

Step — independent third-party profile of a public API surface, by API Evangelist. Step is an all-in-one mobile banking platform built for teens, young adults, and families. The Step Visa Card is a secured card that builds credit history reported to Experian, Equifax, and TransUnion, and teens can begin building credit before they turn 18 through p

Kikoff — independent third-party profile of a public API surface, by API Evangelist. Kikoff is a San Francisco-based consumer fintech, founded in 2019, that helps people build and repair credit. Its products include a Credit Account that furnishes tradelines to all three bureaus (Equifax, Experian, TransUnion), rent and bill reporting, credit monit

SeedFi — independent third-party profile of a public API surface, by API Evangelist. SeedFi was a U.S. consumer fintech that offered credit-building loans and savings products (its "Credit Builder Prime" and "Borrow & Grow" plans) aimed at helping financially underserved borrowers build credit history and cash savings simultaneously.

TomoCredit — independent third-party profile of a public API surface, by API Evangelist. TomoCredit is a consumer fintech that helps people build credit without requiring a credit score or prior credit history. Its flagship products are the Tomo Card, a credit-building card marketed as an all-new black card, and TomoBoost, an AI-powered credit-buil

Upward Financial — independent third-party profile of a public API surface, by API Evangelist. Upward Financial (Upwardli) is a Techstars-backed embedded-finance platform that lets banks, fintechs, and gig platforms launch credit products for their customers without building the stack themselves.

Brigit — independent third-party profile of a public API surface, by API Evangelist. Brigit is a consumer financial technology company whose mobile app helps people manage everyday money with instant cash advances of up to $500 with no credit check, interest, or late fees, a Credit Builder account, and a Finance Helper for budgeting, spending analy

Chime — independent third-party profile of a public API surface, by API Evangelist. Chime is a neobank and fintech platform offering fee-free checking and savings accounts, early paycheck access, credit building, and peer-to-peer payment features for consumer banking.

Jetty — independent third-party profile of a public API surface, by API Evangelist. Jetty is a financial-services company built for the real estate industry, making renting more accessible and affordable for renters while helping property managers reduce risk and bad debt.

Current — independent third-party profile of a public API surface, by API Evangelist. Current (Finco Services, Inc.) is a New York City-based U.S. financial technology company operating a mobile-first consumer banking platform serving over six million members. Through partner banks Choice Financial Group and Cross River Bank it offers fee-free spen

Perpay — independent third-party profile of a public API surface, by API Evangelist. Perpay is a buy-now-pay-later and credit-building platform that lets consumers shop and pay via automatic payroll deductions. Its internal REST platform supports marketplace checkout, installment plan creation, payroll direct-deposit switching (via Pinwheel), ident

Brightmoney — independent third-party profile of a public API surface, by API Evangelist. Bright Money (Bright) is a San Francisco-based financial technology company that describes itself as the world's first AI Loan Assistant. Its consumer mobile app helps people pay off credit-card debt faster, build credit history, and access affordable credit t

Wollit — independent third-party profile of a public API surface, by API Evangelist. Wollit is a UK-based credit-health subscription service (£9.99/month) that helps consumers build and strengthen their credit profile. Authorised and regulated by the Financial Conduct Authority for credit-broking activities, Wollit reports rent and subscription pay

Oolka — independent third-party profile of a public API surface, by API Evangelist. Oolka is a Bangalore-based consumer fintech that helps people in India check, monitor, and improve their credit scores. Its mobile app provides free bureau-integrated credit-score checks (Experian), a Credit Builder for users with no prior credit history, EMI and bi

Possible Finance — independent third-party profile of a public API surface, by API Evangelist. Possible Finance is a consumer fintech company offering small-dollar installment loans and credit-building products through a mobile app. Its core products are the Possible Loan (up to $500 with flexible repayment schedules), the Possible Advance (up to $

Arro — independent third-party profile of a public API surface, by API Evangelist. Arro is a consumer fintech company that helps people build or rebuild credit without traditional barriers. Its flagship product is the Arro Card, a Mastercard with no deposit and no hard credit check that starts at up to $300 and grows to $2,500, issued by Community

Ava — independent third-party profile of a public API surface, by API Evangelist. Ava is a consumer financial-technology company that helps people build credit and reduce the cost of debt. Its products include the Ava Credit Builder Mastercard (a no-interest card usable at approved subscription merchants), a Save & Build secured savings loan, and r