Loan Management System

A modern Loan Management System built using PHP, MySQL, Bootstrap 5, and JavaScript.

The system allows users to apply for loans, calculate EMI, track loan applications, and enables admin approval workflow with a responsive modern UI.

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🚀 Features

👤 Authentication System

• User Registration
• User Login
• Admin Login
• Secure Session Handling
• Password Hashing

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💰 Loan Management

• Apply for Loan
• Loan Tracking
• Loan Status Management
• EMI Calculation
• Interest Calculation

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📊 EMI Calculator

• Real-time EMI Calculation
• Monthly Installment Calculation
• Interest Breakdown
• Bootstrap UI

EMI Formula:

EMI = [P × R × (1+R)^N] / [(1+R)^N - 1]

Where:

• P = Loan Amount
• R = Monthly Interest Rate
• N = Loan Tenure in Months

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✅ Approval Workflow

User Side

• Apply Loan
• View Loan Status
• EMI Calculator
• Loan Dashboard

Admin Side

• View All Applications
• Approve Loans
• Reject Loans
• Manage Users

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🎨 Modern UI Features

• Bootstrap 5 Responsive Design
• Dashboard Cards
• Responsive Tables
• Modern Forms
• Mobile Friendly
• Sidebar Navigation
• Smooth UI

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🛠️ Technologies Used

• PHP
• MySQL
• Bootstrap 5
• JavaScript
• HTML5
• CSS3
• jQuery

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📁 Project Structure

loan-management-system/
│
├── admin/
│   ├── dashboard.php
│   ├── approve-loans.php
│   ├── reject-loans.php
│   └── navbar.php
│
├── assets/
│   ├── css/
│   │   └── style.css
│   │
│   ├── js/
│   │   └── script.js
│   │
│   └── images/
│
├── config/
│   └── db.php
│
├── includes/
│   ├── header.php
│   ├── footer.php
│   └── auth.php
│
├── uploads/
│
├── index.php
├── login.php
├── register.php
├── dashboard.php
├── my-loans.php
├── apply-loan.php
├── emi-calculator.php
├── logout.php
└── database.sql

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⚙️ Installation Guide

Step 1: Clone Project

git clone https://github.com/yogeshkumarsaini/loan-management-system.git

Step 2: Move Project

Move the project folder to:

XAMPP

htdocs/

WAMP

www/

Step 3: Create Database

Open phpMyAdmin and create database:

loan_management

Import:

database.sql

Step 4: Configure Database

Open:

config/db.php

Update credentials:

$conn = mysqli_connect(
    "localhost",
    "root",
    "",
    "loan_management"
);

Step 5: Run Project

Open browser:

http://localhost/loan-management-system/

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🔐 Default Admin Login

Email

admin@gmail.com

Password

admin123

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🗄️ Database Tables

users

• id
• name
• email
• password
• role
• created_at

loans

• id
• user_id
• loan_amount
• interest_rate
• loan_term
• emi
• status
• created_at

repayments

• id
• loan_id
• amount
• paid_date
• status